Not necessarily — it depends on which part of Form 4547 you're filing for, and some sites get this mixed up.
| To open the base account | To also get the $1,000 |
|---|---|
| Under 18 at year-end | Everything in the left column, plus: |
| Valid SSN issued before the election | U.S. citizen |
| No prior Trump account election filed for them | Born 2025–2028 |
| Expected to be your qualifying dependent that year | |
| No prior pilot election already processed |
Notice citizenship only appears on the right side. The base account's requirements — being under 18 and having a valid SSN — say nothing about citizenship at all.
The child needs a Social Security number that's valid for employment, issued before the election is made. If the child was a U.S. citizen when they received the SSN, it's automatically valid. If the card says "Not Valid for Employment" but the child's status has since changed, a replacement card is needed first. If it says "Valid for Work Only with DHS Authorization," the SSN stays valid only as long as that authorization does.
If your child has a valid SSN but isn't a U.S. citizen, you can still open the base Trump Account for them — you just wouldn't be eligible to check the box for the $1,000 pilot contribution on Part III. The account itself, and its tax-deferred growth, would still apply.
form4547assistant.com walks you through both parts separately — the eligibility check happens before you fill anything in, so you'll know exactly which parts of the form apply to your situation.
Check your eligibility and get your worksheet for $7 — no ID.me, no account, no selfie.
Go to the tool →